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= Revolving Lines of Credit
= Equipment Installment Loans
= Real Estate Loans
= Construction Loans
= Other Loan Programs

Revolving Lines of Credit

  • For seasonal fluctuations in working capital, inventory or accounts receivable
  • For increased inventory, accounts receivable or working capital because your business is growing
  • Flexible terms available
  • Competitive fixed and variable interest rates

Equipment Installment Loans

  • For the purchase of business equipment or other longer term assets
  • To term out operating debt used to purchase longer term assets
  • To finance down payments on real estate purchases
  • Flexible terms available (3-7 years)
  • Competitive fixed and variable interest rates

Real Estate Loans

  • Finance the purchase of real estate
  • Provide funding for the purchase of other long term assets like a business or other real estate
  • Flexible terms available to fit your cashflow (10-25 years)
  • Competitive fixed and variable interest rates
  • LOW CLOSING COSTS

Construction Loans

  • To finance new building construction or remodeling/additions
  • Pay interest on funds disbursed to save interest
  • Flexible interest payment plans
  • Convert to a term mortgage without additional closing costs

Other Loan Programs

  • SBA 7(a) guaranty loans
  • SBA 504 loans
  • USDA Business & Industry loans
  • Other State Loan Programs
  • Letters of Credit

Call 1-800-448-8966 for Mike Noland (mnoland@esbanks.com) or Brian Thielges (bthielges@esbanks.com) or contact Becky (rmoore@esbanks.com) to set up an appointment.


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