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| Exchange State Bank is participating in the FDIC’s Transaction Account
Guarantee Program. Under that program, through December 31, 2009 all
noninterest-bearing transaction accounts are fully guaranteed by the FDIC
for the entire amount in the account. Coverage under the Transaction
Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. |
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 Member FDIC |
Exchange State Bank & Insurance |
 Equal Housing Lender |
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