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Interest on CDs is compounded and paid quarterly.

Please view our Current Rates page to see our current CD interest rates. IRA CD's pay .25% above the posted rates.

There is a 90 day penalty for early withdrawal on a CD less than one year; all other 6 month early withdrawal penalty.

Interest Payment Options:

• Interest checks
• Interest compounded to the Certificate of Deposit
• Interest paid to another ESB account
• Interest paid to another account
• Monthly interest checks upon request-compounding annual

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