| Teller |
| Coin Counting |
10% - non-customer or for immediate counting |
| Coin Wrapping |
10% of total for immediate cash |
| Cash Services (at bank's discretion) |
See below |
| Money Orders |
$1.00 |
| Collection Items |
$10.00 for 14 days |
| Cashier Checks<$5000 |
$4.00 customer, $10.00 non-customer |
| >$4999 |
$6.00 customer, $15.00 non-customer |
| |
loan and CD disbursement: no charge |
| Check Cashing |
5% of the amount if non-customer or if the balance in the account does not cover the check amount at Teller discretion minimum |
| |
$4.00<$500, $10.00<$1 |
| |
Cashing checks for the first 2 checks - more allowed at teller discretion |
| |
No Charge for Deposit Customers |
| Overdrafts |
$23.00/check, $184.00 max./day or up to 5% of amount overdrawn at bank's discretion |
| Returned Checks |
$3.00/check No Max.day |
| Chargeback of return item |
$4.00/check |
| Traveler Checks |
$1.00 per $100.00 |
| Personal Checks |
Check Company Charge + 20% |
| Transfer to Cover an Overdraft |
$1.00 |
| Automatic Transfer |
No Charge |
| Counter Checks |
No Charge |
| Deposit Bags |
No Charge |
| Telephone Transfers |
No Charge |
| Safety Deposit Boxes: |
|
| » Small (2X5) & (3X5) |
$12.00 |
| » Medium (4X5) & (5X5) |
$18.00 |
| » Med. Large (3 X 10) |
$20.00 |
| » Large ( 5 X 10) |
$25.00 |
| Lockbox Service |
No Charge |
| |
|
| Bookkeeping |
| Dormant Accounts* |
$10.00/month |
| Levy/Execution against account |
$30.00/account |
| Research on accounts |
$40.00/hr. |
| Statement Reconciliation |
1st one per year free, thereafter $25.00/hr. |
| Stop payments |
<$50.00 - $5.00 |
| |
>$49.99 - $15.00 (Good for 6 months) |
| Stop payment renewal |
$5.00 |
| Reissue Chekcard |
$11.00 |
| Replacement Chekcard |
$11.00 |
| Foreign ATM transactions |
.50 per transaction |
| Special Courtesy Bank Statement |
$2.00 |
| Check image copy |
$1.00 per check |
| ACH origination |
$0.10 per item |
| Approved file in NACHA format provided |
$7.50 |
| File info provided on Excel Spreadsheet |
$12.50 |
| Archived Bank Statement Retrieval |
|
| |
|
| * Dormant accounts
are those accounts in which a bank statement or other correspondence
has been returned to sender due to a lack of an address and
a new address cannot be located. |
| |
|
| Customer
Service |
| Notary Service |
No Charge - customers |
| |
$7.00 - non-customers |
| Safe Deposit Box Drilling or Lost key |
$50.00 + costs |
| Night Deposit Box Bag |
First one free, $70.00 for lost key or bag |
| Cashier Checks <$5000 |
$4.00 customer, $10.00 noncustomer |
| >$4999 |
$6.00 customer, $15.00 noncustomer |
| |
Loan and CD disbursement: No charge |
| Certified Checks |
$15.00 each |
| Investment Service Fee |
$50.00 one time fee, no ongoing maintenance or
safekeeping charge. |
| Wire Transfers |
$5.00 incoming |
| |
$10.00 outgoing |
| |
$15.00 outgoing- immediate advice |
| |
$45.00 international |
| |
$30.00 non-customer |
| IRA transfer fee (out) |
$25.00 |
| IRA Maintenance Fee |
No Charge |
| |
|
| Lending |
| Late Charges |
$5.00 after 15 days - Consumer Installment loans |
| |
$15.00 after 10 days - Residential RE loans |
| |
3% above note rate on Comm./Agri. loans |
| Letter of Credit |
Average deposit balance below $25,000.00: 1% |
| |
Average deposit balance above $24,999.99: 1/2% |
| Minimum interest charge |
$7.50 if original total finance charge exceeds
$7.50 |
| Amortization schedule |
$1.00 |
| Loan Payment History |
$1.00 |
| Fax of Loan Payoff |
$20.00 per Payoff |
| |
|
| General |
Copies
|
1st Copy free, thereafter $0.10/page |
| Fax |
$0.50/page outgoing and incoming, min. $1.00 |
| Lamination |
$1.00 per item |
| |
|
| Cash Services |
| Coin ordered (rolled) |
$2.50 |
| Currency Ordered (Over $1,000) |
$0.0015 per $1.00 |
| Coin deposited (loose) |
$6.00 per bag |
| Currency deposited (Over $1,000) |
$0.0015 per $1.00 |
= 