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Residential Mortgage Loan:

Purposes:
Purchase, Refinance, College costs, investments, or other purpose

 
Terms:

Loans generally not sold:
» 25 year amortization – 3 or 5 year balloon*	$500 Closing costs
Loans generally sold:
» 30 year amortization – 30 yr. Fixed rate**	$1800-$3000 Est. Closing costs
» 15 year amortization – 15 yr. Fixed rate***	$1800-$3000 Est. Closing costs

 
Down Payment:
Down payment options from 0-20%.

We offer other terms to fit your budget. The rates on these loan products vary daily.

Contact Kendall at 1-515-462-5090 or click here to email us.

Or click here to apply online!

*With a 15% down payment, a $58,823.00 purchase price and a $50,000.00 mortgage loan at 5.5% with a 5.688% A.P.R. you would have 35 monthly payments of $307.12 and a balloon of $47,262.76 based on a 25 year amortization.

**A $100,000 mortgage loan @ 5.845% APR for 30 years would have a monthly payment of $583.72.

***A $100,000 mortgage loan @ 5.656% APR for 15 years would have a monthly payment of $817.15.

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Residential Real Estate Construction Loans:

• A line of credit to individuals or contractors to build a new home.
• A line of credit to individuals to do a home improvement or remodel.

Call Mike at 1-641-742-3201 or click here to email us.
Call Kendall at 1-515-462-5090 or click here to email us.

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