| My
ESB Accounts |
| Personal
Banking Products |
| Business
Banking Products |
| Agricultural
Products |
| Residential Mortgage Loans |
| Installment Loan Application |
| Current
Rates |
| Non-Bank Investments |
| Trust |
| Financial
Tools |
| What's
New |
| Meet
the Staff |
|
|
Certificate of Deposit Rates
|
|
Term
|
Min. to Obtain APY*
|
Interest Rate
|
APY*
|
|
3 Month CD
|
$500
|
.05
|
.05
|
|
6 Month CD
|
$500
|
.20
|
.20
|
|
12 Month CD
|
$500
|
.40
|
.40
|
|
18 Month CD
|
$250
|
.50
|
.50
|
|
24 Month CD
|
$250
|
.75
|
.75
|
|
30 Month CD
|
$250
|
.75
|
.75
|
|
36 Month CD
|
$250
|
1.10
|
1.10
|
|
48 Month CD
|
$250
|
1.40
|
1.41
|
|
60 Month CD
|
$250
|
1.80
|
1.81
|
|
|
|
|
|
Effective as of November 22, 2011
* APY = Annual Percentage Yield
Interest compounded and paid quarterly.
IRA CD's pay .25% above the posted rates.
90 day early withdrawal penalty on a CD less than one year.
6 month early withdrawal penalty on all other CD terms.
NO OUT OF MARKET MONEY ACCEPTED
|
|
Money Market Account Rates
|
|
Account
|
Tier
|
Interest Rate
|
APY*
|
|
Bonus Savings Account **
|
$500 to 1,999.99
|
.05
|
.05
|
|
|
$2,000 to 9,999.99
|
.05
|
.05
|
|
|
$10,000 to 24,999
|
.10
|
.10
|
|
|
$25,000 to 49,999
|
.15
|
.15
|
|
|
$50,000 to 99,999
|
.35
|
.35
|
|
|
$100,000 to 149,999
|
.45
|
.45
|
|
|
$150,000 to 299,999
|
.50
|
.50
|
|
|
$300,000 and up
|
.70
|
.70
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Effective as of November 22,2011
All of the above are variable rates.
Rates may change after account is opened.
Fees may reduce earnings on the accounts.
* APY = Annual Percentage Yield
** Interest Rate paid on tiered balances at the bank's discretion.
|
|
Savings Rates
|
|
Account
|
Min. to Obtain APY*
|
Interest Rate
|
APY *
|
|
Statement Savings
|
$100
|
.15
|
.15
|
|
NOW Account
|
$800
|
.05
|
.05
|
|
Super NOW Account
|
$2,500
|
.15
|
.15
|
Effective as of November 22, 2011
All of the above are variable rates.
Rates may change after account is opened.
Fees may reduce earnings on the accounts.
* APY = Annual Percentage Yield
|
|
IRA Savings Rates
|
|
Balance
|
Interest Rate
|
APY*
|
|
Up to $1,999
|
.90
|
.90
|
|
$2,000 to $4,999
|
1.00
|
1.00
|
|
$5,000 to $9,999
|
1.10
|
1.11
|
|
$10,000 to $49,999
|
1.30
|
1.31
|
|
$50,000 to $99,999
|
1.75
|
1.76
|
|
$100,000 and up
|
2.00
|
2.01
|
|
|
|
|
Effective as of November 22, 2011
All of the above are variable rates.
Rates may change after account is opened.
Fees may reduce earnings on the accounts.
* APY = Annual Percentage Yield
|
= Top = |
