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|
Certificate of Deposit Rates
|
|
Term
|
Min. to Obtain APY*
|
Interest Rate
|
APY*
|
|
3 Month CD
|
$500
|
1.75
|
1.76
|
|
6 Month CD
|
$500
|
2.15
|
2.17
|
|
12 Month CD
|
$500
|
2.25
|
2.27
|
|
18 Month CD
|
$250
|
2.35
|
2.37
|
|
24 Month CD
|
$250
|
2.65
|
2.68
|
|
30 Month CD
|
$250
|
2.65
|
2.68
|
|
36 Month CD
|
$250
|
3.25
|
3.29
|
|
48 Month CD
|
$250
|
3.60
|
3.65
|
|
60 Month CD
|
$250
|
4.00
|
4.06
|
|
|
|
|
|
Effective as of July 16, 2008
* APY = Annual Percentage Yield
Interest compounded and paid quarterly.
IRA CD's pay .25% above the posted rates.
90 day early withdrawal penalty on a CD less than one year.
6 month early withdrawal penalty on all other CD terms.
|
|
Money Market Account Rates
|
|
Account
|
Tier
|
Interest Rate
|
APY*
|
|
Bonus Savings Account **
|
$500 to 1,999.99
|
1.00
|
1.00
|
|
|
$2,000 to 9,999.99
|
1.30
|
1.31
|
|
|
$10,000 to 24,999
|
1.55
|
1.56
|
|
|
$25,000 to 49,999
|
1.55
|
1.56
|
|
|
$50,000 to 99,999
|
1.65
|
1.66
|
|
|
$100,000 to $124,999
|
1.70
|
1.71
|
|
|
$125,000 to $149,999
|
1.80
|
1.81
|
|
|
$150,000 to 299,999
|
1.90
|
1.91
|
|
|
$300,000 to 499,999
|
1.90
|
1.91
|
|
|
$500,000 and up
|
1.90
|
1.91
|
|
|
|
|
|
Effective as of August 5, 2008
All of the above are variable rates.
Rates may change after account is opened.
Fees may reduce earnings on the accounts.
* APY = Annual Percentage Yield
** Interest Rate paid on tiered balances at the bank's discretion.
*** Interest Rate paid on tiered balances based on the 3 month T-bill, adjusted weekly.
|
|
Savings Rates
|
|
Account
|
Min. to Obtain APY*
|
Interest Rate
|
APY *
|
|
Statement Savings
|
$100
|
1.00
|
1.00
|
|
NOW Account
|
$800
|
.30
|
.30
|
|
Super NOW Account
|
$2,500
|
.50
|
.50
|
Effective as of August 5, 2008
Rates may change after account is opened.
Fees may reduce earnings on the accounts.
* APY = Annual Percentage Yield
|
|
IRA Savings Rates
|
|
Balance
|
Interest Rate
|
APY*
|
|
Up to $1,999
|
1.90
|
1.91
|
|
$2,000 to $4,999
|
1.90
|
1.91
|
|
$5,000 to $9,999
|
2.30
|
2.32
|
|
$10,000 to $24,999
|
2.40
|
2.42
|
|
$25,000 to $49,999
|
2.65
|
2.68
|
|
$50,000 to $99,999
|
3.05
|
3.09
|
|
$100,000 and up
|
3.25
|
3.29
|
Effective as of August 5, 2008
All of the above are variable rates.
Rates may change after account is opened.
Fees may reduce earnings on the accounts.
* APY = Annual Percentage Yield
|
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